Payments

Payments on 20North can be made the following ways:

Credit / Debit Cards

You can pay using your Visa, Master Card or American Express card, issued in India.

You may also use a credit card issued by a foreign bank, but you will be required to provide a copy of the credit card (showing only first four and last four digits of the card number) and a photo ID of the card holder, as per fraud prevention requirements of Indian Payment Gateways.

Alternatively, you can also use your Debit Card to make your payment.

20North Credits

20North Credits can be used to buy any item sold on 20north.com. You can own 20North Credits for any amount between Rs.250 and Rs.50000 (using any payment method supported by 20North) and use them for yourself or send them by e-mail to anyone, anywhere in the world. If the 20North Credits have not been entirely used in a purchase then the balance amount will be saved in your 20North Credits account and can be used for further purchases.

FAQs

Is it safe to enter my banking information online while shopping on 20North?

20North does not collect or store your credit card account information. This information is used as an input directly on the Payment screen of the Payment Gateway, authorized by your credit card issuing company.

Can I provide my credit card account details over the phone?

Providing your credit cards details over the phone is not possible right now but we will provide this option in the near future.

When does the money get debited from my account?

We debit the amount as soon as you complete the checkout process on the bank's payment gateway.

I just received my credit card bill and I have been billed more than the amount charged by 20North at the time of my purchase. Why?

This is probably due to a "foreign usage" surcharge levied by some credit card issuers and typically happens for a couple of reasons:

1. You used an India-issue credit card as a USD payment method on an international payment gateway like Paypal
2. You used a non-India issue credit card as an INR payment method

Does 20North provide installment schemes for high priced products?

20North does not have installment schemes. However, you can contact your credit card banker to convert high price purchases into EMIs.